San Diego Law Firm - Perspectives Newsletter

PREVIOUS ISSUES

SUMMER 2007
| What Happens To Your e-Mail After You Die? | Optimal Takes On: How To Create Excellent Credit | Meet The Staff of Optimal Realty & Loans: Bryan Ariel Biggs | Does the ADA ApplyTo Websites? | SEEING GREEN How Professional Landscaping Can Increase Your Homes Value | How To Ensure A Good Relationship With Your Contractor |

WINTER 2006/2007
|San Diego Law Firm is 2006 Torch Award Winner for Marketplace Ethics | HOME 2007: Homeowner Tips To Take Advantage Of Today's Market | SAVING ENERGY, SAVING MONEY: 'Window' Of Opportunity To Receive Tax Credits On Certain Home Improvements Closes This | Meet The Team: Tom Parashos | EMPLOYEE OR INDEPENDENT CONTRACTOR? | THE GREAT OUTDOORS Renovating? Think Outside The | San Diego Law Firm takes on Offer in Compromise | FINANCING: Mortgage Stretching Your Wallet Too Thin | SMART MOVE: Ways To Avoid Home-Sale | Announcing Additional Office Locations | Did You Know? |

Spring 2005
| San Diego Law Firm Takes On Inheritance Cases | Meet The Team At San Diego Law Firm: Kristi Simon, Firm Manager | FDIC Insurance For Revocable Trusts | Real Estate Roundup: Final Rules on Capitol Gains | Pregnancy Discrimination At Work | Business Liable For Not Investigating Credit Complaint |

PERSPECTIVE is our quarterly newsletter designed to keep you informed on current events and other legal issues that affect all our lives. Our aim is to provide information you need to keep your family, your business, and your investments secure. No matter what the situation, San Diego Law Firm is always there, making sure you get the very best service possible. Please Click Here if you'd like us to email you when future editions of our newsletter become available.	ARTICLES From the Current Issue: WINTER 2007/2008 PAGE 1 "ARM" Borrowers Beware! . . . Millions of new homeowners who got an adjustable rate mortgage (ARM) with terms they could handle now face sharply higher payments as the interest rates are reset at higher levels. . . . (click to read more) SDLF Takes On...Advanced Estate Planning ...for some Americans worth over $2,000,000 there may be ways to take advantage of tax planning benefits of more advanced estate planning.... (click to read more) PAGE 2 Meet The Team: William R. Simon, Jr. William R. Simon, Jr. specializes in real estate, business law, and wills, trusts and probate, and has recently accepted family law cases.... (click to read more) Excluded Heirs May Still Inherit Following a long battle, a court has found that a child out of wedlock is entitled to share in the fortune . . .(click to read more) PAGE 3 5 Energy-Efficient Ways To Help Make You And Your Home Healthier Looking for ways to make your home healthier? . . . (click to read more) "Hours of Service" Under the FMLA Neither the FMLA nor the Fair Labor Standards Act (FLSA) defines "hours of service." . . . (click to read more) PAGE 4 Steam And Clean Looking for a way to soothe stress and add value to your home?. . . . (click to read more)	PREVIOUS ISSUES SUMMER 2007 \| What Happens To Your e-Mail After You Die? \| Optimal Takes On: How To Create Excellent Credit \| Meet The Staff of Optimal Realty & Loans: Bryan Ariel Biggs \| Does the ADA ApplyTo Websites? \| SEEING GREEN How Professional Landscaping Can Increase Your Homes Value \| How To Ensure A Good Relationship With Your Contractor \| SPRING 2007 \| San Diego Law Firm Named Business of the Year \| SURVEY SAYS: Study Compares Home Prices Here And Abroad \| ESTATE PLANNING 101: What Is A Trust? \|SAN DIEGO LAW FIRM TAKES ON PROBATE \| CLICKWRAP AGREEMENTS Doing Business On The Web \| Real Estate Law UPDATE \| TIPS FOR CHOOSING A BETTER BULB \| WINTER 2006/2007 \|San Diego Law Firm is 2006 Torch Award Winner for Marketplace Ethics \| HOME 2007: Homeowner Tips To Take Advantage Of Today's Market \| SAVING ENERGY, SAVING MONEY: 'Window' Of Opportunity To Receive Tax Credits On Certain Home Improvements Closes This \| Meet The Team: Tom Parashos \| EMPLOYEE OR INDEPENDENT CONTRACTOR? \| THE GREAT OUTDOORS Renovating? Think Outside The \| San Diego Law Firm takes on Offer in Compromise \| FINANCING: Mortgage Stretching Your Wallet Too Thin \| SMART MOVE: Ways To Avoid Home-Sale \| Announcing Additional Office Locations \| Did You Know? \| Fall 2006 \| San Diego Law Firm Takes On . . .Employers of Financial Advisors \| Dreyer's Grand Ice Cream, Inc. Pays Two Million Dollar Settlement In SDLF Class Action \|What Is A Class Action? \|Qualified Personal \|Residence Trust \|Meet The Team: Jenette E. Cardenas \|Current Announcements \|Deducting The Business Use Of Your Home \| Financial Planning For A Disaster \| Summer 2006 \| San Diego Law Firm Takes On . . . Medi-Cal Planning \|Meet the Team: Daniel A. Bonasso \|Current Announcements \|Cool Websites \|Should You Incorporate Your Business? \|Eminent Domain Update \|The Hazards of Resume Screening \|Valuation Discounts for Estate & Gift Taxes \|Smoke Alarms: Inexpensive Guardian Angels \| Spring 2006 \| San Diego Law Firm Takes On . . . Partition of Real Property \|Current Announcements \|Meet the Team: Lallique Howe \|Social Security Number Verification For Employers \|Finance Company Pays $85,000 Settlement for Car Repossession \|Landlord/Tenant: Insurer May Sue Renter for Fire Damage \|WHERE TO SUE? Websites Can Affect Jurisdiction. \|Property Transfers And Medicaid Eligibility \| NEW 401(k) Investment Option Winter 2005 \|San Diego Law Firm Receives 2005 BBB Finalist Torch Award For Marketplace Ethics \| Current Announcements \| An Introduction To College Savings Plans \| Meet The San Diego Law Firm Team: Bill Simon \| San Diego Law Firm Takes On Trust Administration \| "POP-UPS" ANNOY BUT DON'T INFRINGE \| Do You Have Residences In More Than One State? \| FLSA Overtime Update Fall 2005 \| San Diego Law Firm Takes On Real Estate Law \| Meet The Team At San Diego Law Firm: Greg Larson \| New Rule Affects The Disposal Of Consumer Credit Information \| Gifting As An Estate Planning Tool \| Safeguards For Electronic Banking \| Protect Your Home With Title Insurance \| Retirement Guide For Small Businesses \| Taster's Choice Model Wins Big \| Summer 2005 \| San Diego Law Firm Takes On DUI Cases \| Meet The Team At San Diego Law Firm: Lawrence Zucker \| Family Limited Partnerships Draw IRS Scrutiny \| Identity Theft: Minimize Your Risk \| Business Startup - Should You Be a "Franchise Player" \| Wetlands Inspection \| No Help for Toxic Waste Cleanup \| New Tax Deposit Rules For Small Businesses \| Spring 2005 \| San Diego Law Firm Takes On Inheritance Cases \| Meet The Team At San Diego Law Firm: Kristi Simon, Firm Manager \| FDIC Insurance For Revocable Trusts \| Real Estate Roundup: Final Rules on Capitol Gains \| Pregnancy Discrimination At Work \| Business Liable For Not Investigating Credit Complaint \| Winter '04/'05 \| Take Time To Update Your Will \| Visit Our “New and Improved” Office Building \| Matthew R. Rutherford Joins San Diego Law Firm \| E-mail Privacy In The Workplace \| Telecommuters And The Home Office Tax Deduction \| New Banking Rules Affect Checking Accounts \| Fall '04 \| New Overtime Regulations \| Real Estate Letters Of Intent \| Technology And The Law \| IRS Gets Tough On Estate Tax Fraud \| Withdrawal Rules For Inherited IRAs \| Summer '04 \| Innocent Spouse Tax Relief \| Rough Day At The Golf Tournament \| Family & Medical Leave Act Update \| Development Ditched \| Medicaid & Nursing Home Benefits \| Reverse Peircing Of The Corporate Veil \| Spring '04 \| New Identity Theft Disclosure Law \| Review Your Credit Report \| Buy-Sell Agreements For Small Businesses \| Commercial Landlord must Mitigate Damages \| When Noncompetition Agreements Cross State Lines \| Winter '03/'04 \| Estate Planning With Long-Term Care Insurance \| Federal Privacy Rule Protects Health Information \| Highlights Of The New Federal Tax Act \| Debtors & Creditors \| Personal Guarantees Nondischargeable \| Stop the flow of unsolicited credit-card offers \| Telecommuting And Unemployment Fall '03 \| Age Discrimination In Employment \| Frog's ClubOne Preview Pass \| Homeowners' Insurance: The Devil Resides in the Details \| Employment Law Guidebook \| Careful What You Fax \| Casino Cheats Gambler \| The Marital Deduction: A Valuable Estate Planning Tool \| Capped Commissions \| “Cybersmear” Lawsuits \| Summer '03 \| Federal Advertising Guidelines For Businesses \| Life Insurance Can Be Part Of Your Estate Plan \| Arbitration Clauses In Employment Contracts Employment Law Guidebook \| Bait-and-Switch Credit Card Offer \| Casino Cheats Gambler \| Spring '03 \| Estate Planning \| Moving Announcement \| Clickwrap Agreements \| EIN's for new businesses \| Fair Labor Standards Act \| Stolen Customer Lists \| Winter '02/'03 \| No Privacy For Home Computers \| An Expensive Tee Shot \| LLC's — The Best Of All Worlds? \| Time For An Estate Planning Checkup? \| Easier To Settle IRS Debts \| Beware Of Predatory Home Loans \| They Said It! FALL 2002 issue: \| When Military Duty Calls Employees \| New Estate Planning Technique \| Cybersquatting \| Joint Bank Account \| Tax Credits For Historic Preservation \| Closed Streets Mean Lost Profits \| SUMMER 2002 issue: \| Qualified Personal Residence Trust \| Real Estate Roundup \| A Matter of Opinion \| Finders, not Keepers \| Preparation For Disaster \| WINTER 2002 issue: Sept. 11, 2001; \| Employment Discrimination \| Driving Under The Influence \| Senior Scams \| Red Light Running \| Natural Gas Safety \| Second Medical Opinions \| Who's Tougher - Juries or Judges? \| Dot.com Law \| Meet the SDLF Team \| FALL 2001 issue: \| Medicare Update \| Stay Healthy While Dieting \| Air Travel Caution \| Medication Side Effects \| Tire Safety \| Home Improvement Contracts \| Hotel Security And Safety \| Wills \|